Why You Shouldn’t Handle an Insurance Claim on Your Own After an Accident
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Car Accidents

Why You Shouldn’t Handle an Insurance Claim on Your Own After an Accident

After a car accident, most people assume they just need to call their insurance company, file a claim, and wait for a check. It sounds simple. But in reality, dealing with insurance adjusters on your own can put your health, your finances, and your entire personal injury claim at risk. We’ve helped countless people in Georgia who came to us after getting lowballed or dismissed by insurance companies. The truth is, these companies are not looking out for you. Their goal is to settle quickly and for as little money as possible. If you’ve been injured, here’s why it’s so important to have an experienced legal team on your side.

Insurance Companies Are Not On Your Side

It’s easy to think that the insurance adjuster is being friendly because they want to help. But the adjuster works for the insurance company, not for you. Their job is to protect the company’s bottom line, which means finding ways to minimize your payout or deny your claim altogether.

They may act like they’re just gathering facts, but often they are trying to get you to say something that can be used against you later. Even a casual comment like “I’m feeling okay” can be twisted into a reason to reduce or reject your claim.

You May Not Know What Your Claim Is Worth

Most accident victims do not realize how much their case could be worth. You might be thinking only about your emergency room bill or car repairs. But what about ongoing medical care, missed work, physical therapy, emotional distress, or future complications?

Without a legal advocate, it’s easy to underestimate the value of your claim. Insurance companies know this and take advantage of it. They are counting on the fact that you might not push back or ask for more.

One Mistake Can Hurt Your Case

The insurance claim process is full of traps. Giving a recorded statement without legal advice, signing medical release forms, or accepting a quick settlement offer can all come back to haunt you later on down the road.

Once you accept a settlement, the case is closed. You cannot go back and ask for more money if your injuries turn out to be worse than you thought. That’s why it’s so crucial to understand your legal rights before signing anything.

How The Sullivan Law Firm Can Help

Insurance companies have experience on their side, and so should you. At The Sullivan Law Firm, we know how to handle tough negotiators, build strong cases, and fight for the compensation you deserve. If you’ve been injured in a car accident, slip and fall, or any other incident caused by someone else’s negligence, we’re here to guide you every step of the way.

Contact us today for a free consultation. We proudly serve clients in Statesboro, Millen, Sylvania, and all throughout the state of Georgia.